Earl and I were talking about employment options last night and he mentioned that I’ve gotten to that age where I need to always keep my retirement under serious consideration. He is a wise man and that is a very true statement. One of the best gifts he has ever given me was on my 30th birthday where he insisted that I start a Roth IRA. Luckily, I’ve been saving up for retirement since then through various means. However, last night he mentioned that I need to always keep in my pension in mind.

That’s when I broke it to him that I don’t get a pension with my current job. I think he paled a little. When I reminded him of my 401K, the color returned to his cheeks.

The truth of the matter is that I don’t have wide sweeping plans for retirement. Since it’s probably over 20 years away, it’s not something I give a lot of thought to, but when I do think of my “sunset years”, I tend to go with what I know: rural location, no neighbors, comfortably sized mobile home. Flat terrain would be best. Something like Kansas or Oklahoma. After all, living in a mobile home in the middle of Kansas or Oklahoma would give my life just enough zing to keep it interesting. I might travel once in a while but right now I feel no need to travel the world. I’d rather we do that when we are adequately funded and still young enough to climb a mountain or jump off a waterfall.

Earl really pales with any mention of living in a trailer but I think it’s because it’s way outside of his paradigm. The only time he’s mentioned that it might be acceptable was after we visited my godparents in their retirement village in Florida. I don’t see me living in a retirement village (I’m really not that fond of people) but at least he saw that downsizing to something like that could be an option.

I guess we’ll just have to see what the future brings.