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Local.

So the folks at Bank of America have decided to start charging $5.00 a month if you use your debit card for purchases. If I do the math correctly, that’s $60.00 a year, or in layman’s terms, a tank of gas.

Quite frankly, I think the folks at Bank of America are a bunch of bastards. Because now that they’re doing this, the rest of the banks will jump on board and start doing it too. I’m so happy that we bailed them out of bankruptcy.

I asked Earl if he had any interest in moving us to a local bank. I was surprised when he agreed. Since we have two sets of accounts at BOA and HSBC (the world’s local bank!), there will be some legwork involved with direct deposits and the like so I’m going to wait until HSBC’s planned desertion of the area is completed and then we are going to move everything to a more local bank. Maybe a credit union. Maybe we’ll just start paying everything with money orders or PayPal or something. I just love the fact that the banks have been pushing to move everything to debit and credit cards and now they’re going to start socking us with extra fees.

It’s time to start stuffing the mattress with the millions.